Online Banking Update:  We’re excited to announce a new look and updated features and functionality for Online Banking. As part of this update, Online Banking will be unavailable beginning at approximately 11:00 pm, on Monday, March 4, and will resume availability on Tuesday, March 5 at approximately 4:00 am. Click here for details, or call Customer Service at 800-531-1401 for assistance.


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7-Month CD

Open a 7-Month CD and enjoy great rates
without a long-term commitment.

Learn More Below

Flexible OptionsAllows you to save or hold money for a specific amount of time while earning interest

Guaranteed Returns* 
Returns are guaranteed with the 7-Month CD

Earn More
Enjoy higher rates than a traditional Savings Account

7-Month CD

It’s a great time to take advantage of attractive rates on our 7-Month Certificate of Deposit (CD). Open a 7-Month CD with a 5.00% Interest Rate on deposits of $100,000 & Over without a long-term commitment. 7-Month CDs are available for both consumer and business accounts.
Effective July 12, 2023*

Term CD Balance Interest Rate Annual percentage yield (APY)*
7-Month CD $1,000 - $9.999.99 4.00% 4.03%
7-Month CD $10,000 - $24,999.99 4.00% 4.03%
7-Month CD $25,000 - $49,999.99 4.15% 4.19%
7-Month CD $50,000 - $74,999.99 4.25% 4.29%
7-Month CD $75,000 - $99,999.99 4.40% 4.44%
7-Month CD $100,000 & Over 5.00% 5.05%


Features and Benefits Ready to Open a 7-Month CD?

  • Auto-renews into the same 7-month CD.
  • Interest is paid at maturity (this is standard for CDs with maturities less than 1 year).
  • Operates just like other standard Prosperity CD products.
  • Can be used as collateral on Prosperity loans. Subject to Credit Approval.
  • Not available on IRAs

Contact your preferred banking center and secure a great rate on your CD today.


*APY = Annual Percentage Yield. Rate is effective as of July 12, 2023 and is subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earning on accounts. A penalty may be imposed for early withdrawal. Interest is paid at maturity (this is standard for CDs with maturities less than 1 year).

**$1,000 minimum opening deposit. Available as a standard Certificate of Deposit.

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