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7-Month CD

Boost your savings in 7 months! Open a 7-Month CD today and enjoy great rates without a long-term commitment.

Learn More Below

Flexible OptionsAllows you to save or hold money for a specific amount of time while earning interest

Guaranteed Returns* 
Returns are guaranteed with the
7-Month CD

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Enjoy higher rates than a traditional Savings Account

7-Month CD

It’s a great time to take advantage of attractive rates on our 7-Month Certificate of Deposit (CD). Open a 7-Month CD with a 4.50% Interest Rate and 4.54% annual percentage yield on deposits of $100,000 & Over without a long-term commitment. 7-Month CDs are available for both consumer and business accounts. Lock in a great rate today! Visit your local banking center to learn more about our current offers.
Effective May 1, 2024*

Term CD Balance Interest Rate Annual percentage yield (APY)*
7-Month CD $1,000 - $9.999.99 3.50% 3.53%
7-Month CD $10,000 - $24,999.99 3.50% 3.53%
7-Month CD $25,000 - $49,999.99 3.65% 3.68%
7-Month CD $50,000 - $74,999.99 3.75% 3.78%
7-Month CD $75,000 - $99,999.99 3.90% 3.93%
7-Month CD $100,000 & Over 4.50% 4.54%


Features and Benefits

Ready to Open a 7-Month CD?

  • Auto-renews into the same 7-Month CD.
  • Interest is paid at maturity (this is standard for CDs with maturities of less than 1 year).
  • Operates just like other standard Prosperity CD products.
  • Can be used as collateral on Prosperity loans. Subject to Credit Approval.
  • Not available on IRAs

Contact your preferred banking center and secure a great rate on your CD today.


*APY = Annual Percentage Yield. The rate is effective as of May 1, 2024, and is subject to change until the CD is opened. After the CD is opened the rate will not change until maturity. Fees could reduce the earnings on accounts. A penalty may be imposed for early withdrawal. Interest is paid at maturity (this is standard for CDs with maturities of less than 1 year).

$1,000 minimum opening deposit. Available as a standard Certificate of Deposit.

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