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Certificate of Deposit (CDs)


Local investment expertsA representative can help you find the right CD 

A great range of terms Choose from 30 days up to 5 years

Earn competitive ratesContact your nearest bANKING CENTER for our latest CD rates

Account Features

Prosperity Bank offers a variety of secure Certificate of Deposit (CD) accounts to fit your individual and business needs. CDs are offered in terms of 30 days up to 5 years. Our CDs earn competitive interest rates and are FDIC insured. Contact your preferred banking center or Customer Service at 1-800-531-1401 for current rate information.

  • CDs offer higher interest rates than traditional savings accounts
  • Prosperity CDs are FDIC insured, so you can invest with confidence
  • Fixed rates and terms mean you know precisely how much interest you’ll be earning
  • You can use CDs to help diversify your portfolio

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Frequently asked questions

What are certificates of deposit?

When you purchase a certificate of deposit, you’re guaranteed a rate of return based upon the amount of the CD and the agreed-to term.

Can I cash out my certificate of deposit before the maturity date?

You can cash out a CD prior to the date, however, please note that it will be subject to a withdrawal penalty.


To find out more about Prosperity Bank IRAs, please contact the Prosperity Bank nearest you.

Subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

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