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Business Certificate of Deposit (CD)

Invest in your business with confidence.

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Reliable ReturnsYour returns are secure, consistent and guaranteed

A wide range of terms Choose from 30 days up to 5 years

Earn competitive ratesContact your nearest branch for our latest CD rates


  • CDs offer higher interest rates than traditional savings accounts
  • Prosperity CDs are FDIC insured, so you can invest with assurance
  • Fixed rates and terms mean you know precisely how much interest you’ll be earning
  • Use Prosperity Business CDs to save for longer-term purchases, such as new technology, relocation services, office equipment and more
  • To continue growing your savings, we make it easy to roll over your CD at the end of its term
  • An in-branch representative can match the right CD to your business goals

More ways to bank with us

Debit Card

Stay assured with advanced security features

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Treasury Management

Manage your business efficiently

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Online Banking

Bank whenever, wherever, and however, you want

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FastLine Telephone Banking

Find the number of your nearest banking center

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Mobile Deposits

Deposit checks in a ‘snap’ with your smartphone

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Online Check Order

Shop and order from a range of checks

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Receive statements, notices and more online

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Apple Pay

Make secure one-touch payments

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Frequently asked questions

What IS a certificate of deposit?

When you purchase a certificate of deposit, you’re guaranteed a rate of return based upon the amount of the CD and the agreed-to term.

Can I cash out my certificate of deposit before the maturity date?

You can cash out a CD prior to the date, however, please note that it will be subject to a withdrawal penalty.


To find out more about Prosperity Bank IRAs, please contact the Prosperity Bank nearest you

Subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

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