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Home Equity Loans

Use the equity in your home to finance a dream or other goal

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Competitive Interest RatesReduce payments with our low rates

Flexible Loan TermsChoose the term that makes sense for you

Limitless PossibilitiesUse a loan to realize virtually any goal

What is a Home Equity Loan?

A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. The loan amount is determined by the value of the property, and the value of the property is determined by an appraiser from the lending institution.


Home Equity Loan Features

If you're thinking about making some home improvements or considering ways to help pay for your child's education, consider a home equity loan. Equity in your home is the amount you could sell your home for and what you owe on the mortgage. Your home secures the amount that you borrow through a home equity loan or line of credit. The actual amount of the loan also depends on your income, credit history, and the market value of your home. 

Talk to a mortgage loan expert today. Visit Prosperity Bank Home Loans to inquire about a home equity loan. 

  • Competitive interest rates and flexible loan terms available
  • Use the equity you've built into your home to secure funds
  • Flexible terms available
  • Funds available for practically any purpose. 
    Interest is typically tax-deductible*
  • ProsperityPrivate experience and expertise
  • Plus, enjoy relationship-based service and custom-tailored financing solutions
  • Fast approvals 

Credit and collateral are subject to approval.

*Contact CPA for tax advice.


Get started and talk to a mortgage expert today!

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