Online Banking Update:  We’re excited to announce a new look and updated features and functionality for Online Banking. As part of this update, Online Banking will be unavailable beginning at approximately 11:00 pm, on Monday, March 4, and will resume availability on Tuesday, March 5 at approximately 4:00 am. Click here for details, or call Customer Service at 800-531-1401 for assistance.

 

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Credit Cards & Auto Loans

Apply for a personal credit card or auto loan online at your convenience directly from your computer or mobile device.

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Your Personal Credit Card - Always There for You

Enjoy all the great benefits that come with a Prosperity Bank Visa®Credit Card to enhance your shopping experience today. It all starts by clicking the button below and applying for a personal credit card directly from your computer or mobile device.

Opening a Visa® Credit Card with Prosperity Bank will provide access to many convenient features, including:

  • Fixed APR, not an introductory rate.
  • A 25-day interest-free grace period on purchases2
  • Eliminate additional monthly fees.
  • Manage your finances

LEARN MORE ABOUT Credit Cards

 

Personal Auto Loans Made For You

Enjoy all the great benefits that come with a Prosperity Bank Personal Auto Loan to enhance your shopping experience today. It all starts by clicking the button below and applying for a personal auto loan directly from your computer or mobile device.

With a Prosperity Bank Auto Loan, you can enjoy:

  • Flexible terms
  • Competitive rates
  • Easy repayment options
LEARN MORE ABOUT AUTO LOANS

 

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Frequently asked questions

WHAT ARE THE ADVANTAGES OF CARRYING A CREDIT CARD?

Credit cards are a convenient way to pay for virtually everything you need, from groceries and clothing to hotel stays and online purchases. A credit card is also a good way to establish or re-establish a strong credit history, which is essential when applying for a car loan, home financing, insurance coverage, and the like.

HOW IS MY CREDIT LIMIT DETERMINED?

A number of considerations determine the credit limit, including how long you’ve been employed, your credit score, and the amount of debt.

WHAT ARE SOME OF THE BENEFITS OF THE PROSPERITY VISA® CREDIT CARDS?

Whether you’re traveling, shopping, or dining, a Prosperity Visa® Card will have you covered. Both the Prosperity Visa® Classic and Visa® Gold credit cards offer you these features:

  • Visa®cards are accepted at merchants around the world
  • Access cash from 1.9 million ATMs
  • Automatic enrollment in uChoose Rewards
  • Advanced security features provide you with optimal peace of mind
  • General inquiries and assistance are readily available 24/7
  • Zero liability fraud protection





More ways to bank with us

Debit Card

Stay assured with advanced security features

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Overdraft Protection

Avoid surprise checking account fees

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Online Banking

Bank whenever, wherever, and however, you want

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FastLine Telephone Banking

Find the number of your nearest banking center

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Mobile Deposits

Deposit checks in a ‘snap’ with your smartphone

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Online Check Order

Shop and order from a range of checks

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eStatements

Receive statements, notices and more online

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Apple Pay

Make secure one-touch payments

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