Online Banking Update:  We’re excited to announce a new look and updated features and functionality for Online Banking. As part of this update, Online Banking will be unavailable beginning at approximately 11:00 pm, on Monday, March 4, and will resume availability on Tuesday, March 5 at approximately 4:00 am. Click here for details, or call Customer Service at 800-531-1401 for assistance.

 

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Open an account online at your convenience directly from your computer or mobile device.

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Banking Accounts for Your Everyday Banking Needs

Enjoy all the great benefits that come with a Prosperity Bank Checking & Savings Account to elevate your banking experience today. It all starts by clicking the button below and opening an account directly from your computer or mobile device.

Opening an account with Prosperity Bank will provide access to many convenient banking features, including:

  • Free Online Banking
  • Free Mobile Banking
  • Free unlimited withdrawals at Prosperity ATMs*
  • Manage your finances
  • Many other benefits based on account type

LEARN MORE ABOUT CHECKINGLEARN MORE ABOUT SAVINGS

 

What kind of account do I need?

There are many different types of checking and savings accounts that are offered at Prosperity Bank. When deciding which kind of account is best suited for your needs, it's often a great idea to compare all the different types of checking and savings accounts that are available. Click the links below to compare all the checking and savings accounts that can be opened directly from your computer or mobile device. 

COMPARE All checking accounts

COMPARE ALL SAVINGS ACCOUNTS

 

  

 

Additional Benefits

  • Free Online Banking
  • Free Mobile Banking
  • Free unlimited withdrawals at Prosperity ATMs*
  • Manage your finances
  • Many other benefits based on account type

Experience All that Banking Has to Offer by Opening An Account Today


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Frequently asked questions

Who can apply for a checking account?

Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13 – 17 are eligible to open a Teen Checking Account with a parent/guardian as a joint on the account.

What will I need to apply for this checking account?

Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification.

How long will it take to open this account?

It will take approximately 15-30 minutes to open your account.

Can I get a debit card with my checking account?

Yes. A debit card is available with all of our checking accounts. ChexSystems will be checked prior to the account openings. Debit cards are mailed to the account holder.

How do I open an account?

Accounts can be opened online or in person at one of our banking centers.

Who can apply for a savings account?

Residents of Texas or Oklahoma, age 18 and above are eligible to apply for a checking account. Individuals ages 13 – 17 are eligible to open an account with a parent/guardian as joint on the account.

What will I need to apply for this savings account?

Two forms of valid ID are required: Driver’s License or State Issued ID or Passport. The second form of identification includes: Social Security Card, Birth Certificate, Voter Registration card, a credit or bank card, company ID, passport or Visa. Please contact your local banking center for additional details on forms of identification.

How long will it take to open this account?

It takes approximately 15-30 minutes to open your account.

Can I get a debit card with my savings account?

Yes. A debit card is available with all of our checking accounts. Debit cards are mailed to the account holder.

* Rates and terms are subject to change without notice at Prosperity Bank's discretion and/or as required or allowed by law.

**Prosperity Bank reserves the right under Positive Pay to require the account holder to transmit certain check issuance information to the Bank regarding checks written before such checks will be paid. Prosperity Bank may return checks presented for payment if such checks are not part of the check issuance information. With Positive Pay, each day checks are written, the Bank's customer electronically transmits to the Bank a file listing issued checks. When issued checks are presented for payment at the Bank, the checks are compared electronically against the list of transmitted checks. The check issuance information sent to the Bank contains the check number, account number, issue date, and dollar amount, and may include the name of the payee.

**Advantage Overdraft protection up to $300 is available except on Teen Checking. An Overdraft Charge per item of $35.00 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means (only includes ATM and debit card withdrawals if you give us your consent), which may result in multiple Overdraft Charges on the same day. A $20.00 Consumer Negative Balance Fee will be assessed any statement period in which your account is overdrawn. Prosperity Bank reserves the right not to pay an overdraft item if an account is not in good standing, if regular deposits are not made, or if repeated overdrafts occur. Advantage Overdraft is intended for inadvertent overdrafts and should not be used as a replacement for credit. Overdrafts should be paid promptly. Other services that may be less expensive than Advantage Overdraft include a Readi-Cash Overdraft Line of Credit (subject to approval and interest charges) and Overdraft Transfer from another Prosperity Bank checking, savings, or money market account ($10.00 per transfer fee applies). View Overdraft Protection for more information about the Advantage Overdraft, Readi-Cash Overdraft Line of Credit, and Overdraft Transfer services.





More ways to bank with us

Debit Card

Stay assured with advanced security features

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Overdraft Protection

Avoid surprise checking account fees

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Online Banking

Bank whenever, wherever, and however, you want

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FastLine Telephone Banking

Find the number of your nearest banking center

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Mobile Deposits

Deposit checks in a ‘snap’ with your smartphone

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Online Check Order

Shop and order from a range of checks

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eStatements

Receive statements, notices and more online

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Apple Pay

Make secure one-touch payments

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